Posted by Entrust Sacramento on Sat, Aug 01, 2009
Your financial planners/advisors and other financial professionals have always emphasized the importance of diversifying your investment and retirement portfolio. But are your investments and retirement portfolios TRULY as diverse as they should be? Diversification isn’t just relative to high versus low risk investments.
A truly diverse retirement portfolio goes well beyond stocks, bonds, mutual funds, CD’s and level of risk. In addition to the traditional forms of investments there are alternative investments that you should consider such as:
Real Estate (residential, commercial, raw land, etc….)
Offshore Real Estate
Private Notes
Private Stock
Precious Metals
Foreign Currency
LLC’s
Futures & Commodities
If you are seeking to truly diversify your retirement portfolio you should consider some of these options.
The storm within the stock market has not completely subsided. With the institutional banks still in crisis and the U.S. automakers on the brink of collapse, there may still be more upcoming losses to endure in the stock market. Take back control of your retirement dollars and invest in what you know through an Entrust Self-Directed IRA account.
To start taking advantage of these investment options call me at 
916-708-0235.
Lamarr Baxter, Business Development Manager
Lbaxter@theentrustgroup.com
Posted by Entrust Sacramento on Wed, Jul 01, 2009
If you are a real estate investor or private lender, be aware of the pending passage of H.R. 1728, which places limits on private financing. H.R 1728, called the Mortgage Reform and Anti-Predatory Lending Act, has passed in the House and is pending passage in the Senate. Passage of this bill in its current form could change real estate financing in that it places limitations and restrictions on private financing, even for the individual homeowner seeking to sell a home using the seller carryback option as an alternative method of financing for the purchaser.
Some of the restrictions and limitations contained in the proposed bill include:
• Restrictions and limits on how many homes you can sell within a 36 month period
• Restrictions and limits on seller carryback financing
• Restrictions and limits on private financing
• Restrictions and limits on terms for "creative financing"
I strongly suggest that if you are investing in real estate using your self-directed IRA to conclude any proposed or pending transactions in the event this bill passes. If you are seeking to loan monies from your self-directed IRA, I also suggest that you move forward on completing the loans to avoid being affected by the bill's restrictions. This might be your last chance to take advantage of this investment option.
Posted by Entrust Sacramento on Mon, Jun 01, 2009
Many of you have suffered great losses in both the stock market and your retirement accounts. While prices are low for traditional investments (i.e. stocks, bonds, mutual funds, annuities, etc…) the market continues to be volatile because of many other external and global factors.
The real estate market is set to be an excellent long term investment vehicle. With interest rates at historic lows coupled with low home prices, you are in the position to leverage monies using your existing 401(k) and IRA accounts. Transferring or rolling over to an Entrust Self-Directed IRA would allow you to take advantage of this wealth-building investment opportunity.
With so many people losing their homes to foreclosure and now becoming renters, the demand for rental housing for many qualified displaced families has increased. Now is the right time to investment in Single Family Residences with your Self-Directed IRA. You can enjoy immediate monthly cash-flow, annual property appreciation and the excellent income tax shelter.
Other forms of real estate investments can come in the form of purchasing and offering Real Estate Trust Deed loans. With institutional lending limited and in some aspects frozen, the opportunity for your IRA to be the bank is becoming more common among investors who seek a decent rate of return on their cash. Loans to homeowners with your investment secured by the property in the form of a lien until the borrower refinances or sells the property makes the IRA investor secure. You can choose to invest in either a 1st Trust Deed or 2nd Trust Deed, the choice is yours. Also keep in mind, many account investors are also invest their funds together with friends, relatives and other investors to achieve the investment objectives described above.
Once your Entrust account is established, you are ready to begin investing in real estate. What are you waiting for? Call us today for more information 
916-509-7271
.
To determine which type of IRA account would be best for you, we strongly encourage you to consult with you tax professional. Seeking professional advice would also apply to the investment aspect of your transaction as well, be sure to consult with a licensed real estate professional and/or real estate attorney before investing. Entrust provides excellent educational resources, we do not endorse, sell or recommend any investment products.
Lamarr Baxter, Business Development Manager
lbaxter@theentrustgroup.com